yourfinance
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Private by design

Your records stay on your computer.

There is no yourfinance account and no server holding your records, and the app sends nothing on its own. Every feature that could make a network request is off by default, and says what it sends before it does.

Settings, AI and data access: analysis, public web research and live market data off, position context private, demo data

How it works

What yourfinance keeps track of

  1. Files on your computer

    Your records are files in your own data folder, written safely: to a temporary file first, flushed, then swapped into place under a lock.

  2. Nothing sent on its own

    No telemetry and no analytics. Diagnostic logs stay on your computer and record start, stop and error types only, never a ticker or an amount.

  3. Every network feature is a switch

    Crypto prices, connectors, notifications and the phone link are each off until you switch them on, one at a time. Market data and AI research are not in this version.

  4. Keys in your keychain

    Keys for AI and connectors are kept in the operating system's credential store, never in the data folders, exports or backups.

  5. Backups you control

    A backup at each launch with the seven newest kept, and a portable ZIP you can export. A damaged file is set aside and named; the rest keeps working.

What leaves your computer, and when

Only what each feature needs, only after you switch it on, and only to the service named here.

FeatureUntil you switch it onWhen it is on, it sendsTo
Market dataNot in this versionNothing. The switch cannot be turned on.No one
Crypto pricesOffThe ids of the coins you track; for a coin without an answer, its trading-pair name. Never quantities or cost.DefiLlama, then Kraken
AI researchNot in this versionNothing. The switch cannot be turned on.No one
Connectors (Pro)OffRead-only requests for your own history, with keys you created, when you press refresh.Your broker or exchange
Phone linkOffYour desk, to the phone you paired, over your Wi-Fi and sealed end to end.Your own phone
NotificationsOffNothing: they are made on your computer, with tickers and reasons but no amounts.—
Licence checkAlways on your computerNothing: the key is checked against a public key in the app.—

Buying a key goes through Polar, and writing to us is e-mail. The privacy notice says what each of them receives.

Questions

Questions about this

Is there a yourfinance account or cloud sync?

No. There is no account and no server holding your records. To move to another computer, export a backup ZIP and restore it there.

What happens if a file is damaged?

An unreadable file is moved to a quarantine folder and named in a recovery notice, and your other records keep working. A restore checks the backup before replacing anything, and makes a backup first.

How is my licence checked?

On your computer, against a public key built into the app. Nothing is sent to check it, and there is no activation count.

Where are my API keys kept?

In the operating system's credential store (the macOS Keychain; Credential Manager on Windows). Switching a connector off does not delete its keys; removing them is a separate action.

Does this website track me?

It sets no cookies and shows no ads. The one script it loads from another company is Cloudflare Web Analytics, which our host, Cloudflare, adds to every page: it counts page views without cookies and does not identify you. The tutorial videos on the Learn page load YouTube's player only when you press play.